USDA offers .
The USDA loan is one of the most beneficial programs for homebuyers wishing to purchase a home outside of densely populated areas.
Designed to help rural and suburban Americans achieve the dream of homeownership, the USDA loan comes loaded with benefits that open the doors of homeownership to many who may not otherwise qualify for conventional home financing.
USDA Home Loan Program Overview
Rural Development Loan
- Flexible credit and qualifying guidelines
- Competitive 30yr fixed rates
- Closing costs can come from any source, including the seller and or gift funds
- Closing costs may be included in the loan amount depending upon appraisal
- Not limited to first time homebuyers
The USDA loan’s purpose is to provide affordable homeownership opportunities to low-to-moderate income households to stimulate economic growth in rural and suburban communities throughout the United States.
These rural development loans are available in approximately 97% of the nation’s land mass, which includes over 100 million people*.
Bryan E.
Came to the Contrasto team to prequalify for a new house loan. We had worked with Contrasto when getting our current home.They took time to explain what we needed, ad were very helpful in suggesting where we could get additional help. They are great partners. The Contrasto team was very professional, courteous and provided excellent service to me when I was buying a new home.
Santiago T.
“My wife and I have used Patti's services on two different occasions when we purchased homes. She always provided excellent service, is very knowledgeable, very professional, and very friendly. We highly recommend her.”
Heltor H.
"Outstanding service!!! Patti and Team are amazing!! They will work hard to get you the best possible deal and ensure the entire process is completed in a timely manner. All the while explaining you the entire loan cycle step-by-step, so you never feel out of place. If you have any doubts about whom you should be working with, contact Patti and Team. You won't regret it!!"