We offer loans.

Non-US Citizens can purchase investment properties through this program.

This program has been designed specifically for foreign citizens (nonpermanent residents) who are employed by a U.S. company and looking to buy a home here.

Foreign National Loans

  • For Non-Owner Occupied only ( Investment or Second home)
  • NO Minimum credit score
  • Don’t need credit reference letters like other lenders
  • Loan amount from $100k to $4 Million
  • 6 months of reserves required (savings equivalent to 6 months of mortgage payments)
  • 20% Down Payment – for better rate 25% down payment
  • Debt Service Program – No US income needed
  • Available for purchase, refinance and cash out refinanc (cash out 70% Loan to value)
  • 30 year loan, full amortization
  • Fixed rates, adjustable rate and interest only also available.
  • Loan does not need to close under the LLC.
  • Does not need to have an Escrow Acct. Insurance and taxes can be paid separate from the monthly payment.
  • We can lend in all the following States:AL, AR, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KY, LA, MA, MD, ME, MN, MO, MS, NC, NH, NJ, NM,  NY, OK, PA, RI, SC, TN, TX, VA, WA, WI, WV, WY.
  • Passport from the Borrowers own country. Don’t need US Identification.
  • Don’t need to proof home ownership in another country.
  • Closes in 25-30days from the date of the contract.