No Income – No Job Program
To be able to take advantage of this great program you will not need to show proof you owned or brought a property within 3 years.
No Income – No Job Program
To be able to take advantage of this great program you will not need to show proof you owned or brought a property within 3 years.
First Time investors are allowed.
Can close in individual or LLC.
NONI (debt service investment property loan)
- 620 minimum credit score
- Up to 80% Loan to value on purchase
- Up to 80% Loan to value for cash-out (minimum 680 Credit Scores)
- No income, no employment Needed
- Minimum loan amount $100k
- Maximum loan amount $4M
- Cash out refinance $2.5M
- No reserve requirements
- Needs credit score and SSN
- 5-year prepaid penalty: Can lower prepaid penalty for a fee
- Terms available
- 7/6 Adjustable Rate Mortgages
- 30-year fixed
- We can lend in all these States: AL, AR, CA, CO, CT, DC, DE, FL, GA, HI, IA, IL, IN, KY, LA, MA, MD, ME, MN, MO, MS, NC, NH, NJ, NM, NY, OK, PA, RI, SC, TN, TX, VA, WA, WI, WV, WY, Texas.
- Gift Fund allowed with 5% borrower contribution – No LTV restriction
Bryan E.
Came to the Contrasto team to prequalify for a new house loan. We had worked with Contrasto when getting our current home.They took time to explain what we needed, ad were very helpful in suggesting where we could get additional help. They are great partners. The Contrasto team was very professional, courteous and provided excellent service to me when I was buying a new home.
Santiago T.
“My wife and I have used Patti's services on two different occasions when we purchased homes. She always provided excellent service, is very knowledgeable, very professional, and very friendly. We highly recommend her.”
Heltor H.
"Outstanding service!!! Patti and Team are amazing!! They will work hard to get you the best possible deal and ensure the entire process is completed in a timely manner. All the while explaining you the entire loan cycle step-by-step, so you never feel out of place. If you have any doubts about whom you should be working with, contact Patti and Team. You won't regret it!!"